Check your
Credit Score today!
Help us help 1 million Australians improve their credit scores and unlock new financial opportunities.
Improve your credit score
Check your credit score for free!
With the BetterCredit app, it’s completely free to check your credit score and monitor its progress over time.
Simply download the Better Credit app on the Apple or Google Play stores using the buttons below, sign in to your existing account or create a new one, and then grant us access to your credit file so we can give you your score.
It’s easy!
Monitor your credit score
Once you’ve granted us access to provide your credit score via Equifax, it will automatically update monthly.
You can monitor its progress over time to know where you stand when you apply for a loan or credit product.
Checking your credit with the Better Credit app won’t lower your score or affect it in any way.
Learn to improve your score
With Comprehensive Credit Reporting (CCR), we can report positive credit information to credit bureaus. This means that if you have a loan with us, behaviours like making timely repayments could increase your score.
You can also access our in-depth guides on all things credit if you’re hungry to learn more.
Access to Finance Fundamentals
Want to test your knowledge and see how much you really know about credit? Complete our short Finance Fundamentals course in the BetterCredit app to learn more!
There are seven modules in this course that discuss credit scores, credit reports, loan and credit applications, credit bureaus, and more.
Click the link below to learn more about Finance Fundamentals, or download the app if you’re ready to dive in.
Data security and privacy
We go above and beyond to protect your information and data in the BetterCredit app.
Through bank-grade security, secure logins and 256-bit SSL data encryption, checking your credit score in the BetterCredit app is completely safe.
See here for more information on data security, or contact our customer service team if you have any further questions.
Download Better Credit By Jacaranda Finance
Your credit score is more than just a number—it’s the key to your financial health and opportunities. Unfortunately, low credit scores mean those opportunities are locked away for many Aussies.
We are 100% devoted to improving the credit scores of Australians. We also want to help you understand everything you need to know about how credit works.
With the BetterCredit app, it’s completely free to check your credit score and monitor its progress over time. Doing this could unlock new financial opportunities in the future.
How It Works
Download our app
It’s quick and easy to download the BetterCredit app and check your credit score. Simply head to the Apple or Google Play stores – linked below – and start your download.
Alternatively, you can log in right here and proceed to step 2
Create an account or sign in
If you’re an existing customer with Jacaranda Finance, simply login to your account using the app or online in the customer portal.
If not, you can create an account in no time! We’ll ask you to verify your ID before you can complete this step.
Once you’re in, you should see an option to ‘Track Your Credit Score For Free’.
Grant us access
In the BetterCredit app or customer portal, hit ‘Track My Credit Score’ to grant us access to your credit file via an access seeker check.
Don’t worry: this is a ‘soft credit enquiry’ and won’t appear on your credit report to other lenders. It won’t affect your credit score in any way.
Check your credit score!
That’s it! You should now be able to check and monitor your credit score and its progress in the BetterCredit app dashboard.
Your score will be updated in the app on a monthly basis.
Register with us to receive your free credit score and unlock access to our comprehensive online course that will guide you through the essentials of credit scores. Start your journey to better credit today with Finance Fundamentals!
Test your knowledge
Take our Finance Fundamentals course in your account to really test your knowledge on all things credit scores.
This free online training course on credit scores contains seven (7) informative modules and should only take a few minutes.
Try it out!
About Jacaranda Finance
Jacaranda Finance is an award-winning, fully online digital lender providing fast and flexible personal loans to everyday Australians. They aren’t just another lender: Jacaranda is your lending partner that encourages positive credit behaviour.
By using their custom-built technology and data, they help customers borrow the money they need today to access more financial options later on.
Why Check Your Credit Score?
Knowing your credit score is really important. When you apply for a loan or credit product, lenders will likely use your credit score to assess your application.
Despite how vital a credit score is, 73% of Australians have no idea what theirs is. If that wasn’t bad enough, nearly half (48%) have never checked it, and 6% don’t know what a credit score is at all!
We want to change that, not just for you, but for one million Aussies.
How does it work?
You can quickly and easily check your credit score with Jacaranda Finance. Simply download the Better Credit app on the Apple or Google Play stores using the buttons below, sign in to your existing account or create a new one, and then grant us access to your credit file so we can give you your score.
Checking your credit with the Better Credit app won’t lower your score or affect it in any way.
It’s Easy With The Better Credit App!
Not only can you check their credit score for free with the Better Credit app, but you can also:
- Check your eligibility in minutes without impacting your credit score;
- Apply for a loan in just 5-12 minutes1;
- Receive a same-day outcome2 on your application and
60-second transfers to your bank account if approved3; - Check your loan balance and loan contract;
Boost Your Credit Score With Jacaranda
Making all your repayments to us on time could steadily improve your credit score and positively impact your ability to get credit in the future.
Tips & Guides on Credit Scores
Do you want to learn how to improve your credit score? Do you want to know what the average credit score is? Boost your knowledge on all things credit by reading our expert articles.
Get Your Credit Score Today
Signing up is easy, secure, and free. With the Better Credit app, you’re not just checking your credit score; you’re stepping into a brighter financial future.
Become one of the one million Australians whose credit scores we want to help improve. Download the Better Credit app using the links below and check your credit score today: it only takes a few minutes!
