Finance Fundamentals by Jacaranda Finance

The first step to improving your credit score is understanding how credit scores work. Our free finance fundamentals course will provide you with the essential information you need to start making a positive impact on your credit score.

What is Finance Fundamentals?

Finance Fundamentals is a series of 7 short video modules – about 30 to 60 seconds long – with an answer to one or two multi-choice questions at the end of each one.

Hopefully, by the end of this course, you’ll have a good idea of why checking your credit score is so important.

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What’s it about?

There are seven modules in this course that discuss credit scores, credit reports, loan and credit applications, credit bureaus, and more!

These everyday topics are vitally important if you ever plan on applying for finance. As many as 73% of Australians don’t know their credit score, and 6% don’t even know what one is!

By completing our free course, you can see how your knowledge stacks up against other Aussies on the following topics:

  • 1. What is a Credit Score?

    What is a credit score?
  • 2. Why is Your Credit Score Important?

    Why is your credit score important?
  • 3. What Determines Your Credit Score?

    factors that influence your credit score
  • 4. Credit Scores vs Credit Reports

    Credit scores vs credit reports
  • 5. Credit Scores & Loan Applications

    Credit Scores & Loan Applications
  • 6. Negative vs Positive Credit Reporting

    Negative and Positive Credit Reporting
  • 7. How to Check Your Credit Score

    How to Check Your Credit Score
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No lengthy signups needed

With the BetterCredit app, it’s completely free to check your credit score and monitor its progress over time.

Simply download the Better Credit app on the Apple or Google Play stores using the buttons below, sign in to your existing account or create a new one, and then grant us access to your credit file so we can give you your score.

It’s easy!

Know where you stand

Once you’ve granted us access to provide your credit score via Equifax, it will automatically update monthly.

You can monitor its progress over time to know where you stand when you apply for a loan or credit product.

Checking your credit with the Better Credit app won’t lower your score or affect it in any way.

Tips, tricks & expert insights

With Comprehensive Credit Reporting (CCR), we can report positive credit information to credit bureaus. This means that if you have a loan with us, behaviours like making timely repayments could increase your score.

You can also access our in-depth guides on all things credit if you’re hungry to learn more.

Test your credit knowledge

Want to test your knowledge and see how much you really know about credit? Complete our short Finance Fundamentals course in the BetterCredit app to learn more!
There are seven modules in this course that discuss credit scores, credit reports, loan and credit applications, credit bureaus, and more.

Click the link below to learn more about Finance Fundamentals, or download the app if you’re ready to dive in.

Tips & Guides on Credit Scores

Do you want to learn how to improve your credit score? Do you want to know what the average credit score is? Boost your knowledge on all things credit by reading our expert articles.

Get Your Credit Score Today

Ready to take control of your credit?

Signing up is easy, secure, and free. With the Better Credit app, you’re not just checking your credit score; you’re stepping into a brighter financial future.

Become one of the one million Australians whose credit scores we want to help improve. Download the Better Credit app using the links below and check your credit score today: it only takes a few minutes!

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WE’RE HERE TO HELP

Need a hand? Our customer service team are here to help.

If you have any questions, whether you’re a new customer or an existing one – our friendly customer service team will be happy to help you. At Jacaranda, you speak to a real human being every time.